The Carolyn Maugeri Insurance and Financial Services Teamis located in the heart of Ajax Ontario Harwood Ave South at Hwy 2.  This month’s article focuses on threesimple tips that could save you hundreds of dollars a year when shopping for auto insurance in Ajax and GTA.

Insuring your car, motorcycle or truck can be a complicated and frustrating matter in Ajax. There are so many confusing options and scenarios to consider that you really need some guidance in finding the right coverage for you and your family needs. There is a lot to learn and every person has different types of auto insurance plans that work for them.

Feel free to contact our location in Ajax ON at (905) 426-5959for a free no obligation auto insurance or home insurance quote today. Rest assured, my team and I will be looking for every discount we can offer you right now to get the best coverage on your auto insurance.

Here are the three simple tips:

·         Tip # 1: Sit down with someone who can help you understand different liability limits and accident benefits – and why they are important.  Liability is in place to protect what you have to lose – the government insists on at least $200,000.  Don’t simply accept $1,000,000 as the right number for you!  Basic accident benefits will provide an income replacement of $400 a week.  If you can’t work for a year – that’s $20,800 – is that a pay cut for you and could you continue to pay your bills with that?

·         Tip # 2: Understand when it makes sense to make a claim and what deductibles to choose.  The difference in premium between a $500 deductible and a $300 deductible is only protecting $200.  Is the difference in premium worth it?

·         Tip # 3: Always get multiple quotes from different companies when buying auto insurance in ajaxOntario– but please keep in mind that cheapest isn’t necessarily best. It is quite surprising just how much variance there is when it comes to this product. Understanding what coverages – and limits – are best for you is a very individual thing!  Insurance is about you and it doesn’t matter what your neighbour pays because this is about you – your risks and what you have to protect

Important:  If you want to switch to a different auto insurance company, make sure you have a new policy in place before you cancel the one you have. Avoid being uninsured for any period of time, since an accident can happen anytime.

Contact our team today to get more discounts.  The Carolyn Maugeri Team is dedicated to making your buying purchase simple and will leave you with the confidence that we’ve taken care of you.  The proof is really in the relationship after our initial meeting.  We will be there for every event that happens in your life.  Whether you get married, have children, change jobs, move, buy a cottage, or retire we will be there with education and advice on how it impacts your plan.

We love to take on all kinds of new clients:

·         Migration – just moved into the area

·         Recently Married – combining single to couple plans

·         New Businesses

·         Retirement and Education Planning

Our Specialty is Car Insurance:

·         Auto Insurance, Car Insurance, Vehicle Insurance, Motorcycle Insurance, Business Auto Insurance, Commercial Auto Insurance, Snowmobile Insurance and ATV Insurance

We also specialize in:

·         Renters Insurance, Tenant Insurance, Landlord Insurance, Home Owner Insurance, House Insurance, Condo Insurance, Condominium Insurance, Business Insurance and Commercial Insurance, Liability Umbrella, Boat Insurance, Cottage Insurance, Farms, Home Based Businesses, Travel Insurance and many more.

When shopping around for an auto insurance policy in Ajax, it is important to educate yourself on the different types of limits available so that you can choose wisely and make a good decision for you and your family.  Call us now to review your insurance policy needs:

Carolyn Maugeri Insurance and Financial Services Inc.

Address: 15 Harwood Ave S #201, Ajax, ON L1S 2B9

Phone:(905) 426-5959

Hours: Monday to Friday:  9AM–5AM

Website:www.carolynmaugeri.com 

Our Google + business listing page:Auto Insurance Ajax ON