One of the biggest myths surrounding auto insurance today is that it is a fixed cost and the rates you initially get as a first time driver are what you can expect to pay in the future. The truth, however, is that insurance is a variable cost and one that you can typically have reduced considerably and much more often than you would imagine.

Hi, my name is Mark Neuman, insurance specialist at Mark Neuman Insurance Agency Inc. This month’s article focuses on foursimple tips that could save you big when shopping for auto insurance in the Ottawa and Brockville Ontario area.

Feel free to contact our Ottawa location at 613-723-5880 or our auto insurance quote team in our Brockville location at 613-345-5880 for a free no obligation quote now. We are available 24/7 call in, click in, walk in, mail in.Rest assured, my team and I will be looking for every discount we can offer you to get the best competitive rate on your auto insurance.

 

Here are four valuable tips about auto insurance that can save you hundreds of dollars a month in Ontario:

·         Tip #1: Always Ask about Additional Discounts – most people forget to ask about auto insurance discounts.  When you are working with any type of insurance broker, it’s very important that you ask about potential discounts that you can take advantage of. There are a lot of discounts that are not frequently talked about that you can use to lower your monthly insurance payment or get the best coverage that meets your needs. Some of these discounts include safe driver discounts for those who have never been in an accident, low travel discounts for those that often take public transportation or work very close to home, and others such as having an anti-theft device installed in your vehicle.

·         Tip #2:  Consider Raising Your Deductible - One way that you can save on your premiums(the amount that you pay yearly to your auto insurance provider) is by increasing the deductible. The deductible is the amount you have to pay for any repairs before the insurance will take over. For example, if you have a $1,000 deductible you have to pay the first $1,000 in repairs before your insurance provider will pay for anything. If you live very close to home or do not drive that often (especially if you are a senior), increasing your deductible can drastically cut down your premium without adding much risk.

·         Tip #3:Check Rates Before Purchasing A New Car - If you plan on buying a new car in the future, whether it is for you, your spouse or your child to drive, check rates online for that particular make and model to get a general sense of what you will be paying for insurance. Different years and cars can result in vastly different premiums, especially if the car is considered a classic or a luxury car because these may be targeted during auto theft more than a standard sedan.

·         Tip #4: Work With a Dedicated Agentand Team - There are a lot of auto insurance sites to help you sort through Ontario auto insurance providers, but there are many drawbacks to using the internet to get your insurance. With a dedicated agent you will be able to meet with someone face to face to discuss your driving history, vehicles, and other details so they can work to insure you individually and get the most discounts possible compared to online insurance that simply uses an algorithm to determine rates.

Contact us today to get the best coverage that meet your auto insurance needs. With over 38 combined years’ experience helping individuals and businesses with auto insurance in Ontario, we understand that many families have a long list of financial obligations to meet, and cannot spend a lot on auto insurance. 

Rest assured, my team and I will be looking for every discount we can offer you to get the best competitive rate on your auto insurance.  Our Specialty Is:

·         Auto Insurance, Car Insurance, Vehicle Insurance, ATV Insurance, Snowmobile Insurance and Trail Bike etc. 

Besides Auto Insurance, my highly experienced team and I can also help you with the best insurance policy on:

·         Tenant Insurance, Home Owner Insurance, Landlord Insurance, Property & Casualty Insurance, House Insurance and Rental Insurance, Business Insurance, Insurance etc.

We now have two locations in Ontario to serve you better. Call Mark Neuman Insurance Agency Inc.right now to get more discounts:

The Carolyn Maugeri Insurance and Financial Services Teamis located in the heart of Ajax Ontario Harwood Ave South at Hwy 2.  This month’s article focuses on threesimple tips that could save you hundreds of dollars a year when shopping for auto insurance in Ajax and GTA.

Insuring your car, motorcycle or truck can be a complicated and frustrating matter in Ajax. There are so many confusing options and scenarios to consider that you really need some guidance in finding the right coverage for you and your family needs. There is a lot to learn and every person has different types of auto insurance plans that work for them.

Feel free to contact our location in Ajax ON at (905) 426-5959for a free no obligation auto insurance or home insurance quote today. Rest assured, my team and I will be looking for every discount we can offer you right now to get the best coverage on your auto insurance.

Here are the three simple tips:

·         Tip # 1: Sit down with someone who can help you understand different liability limits and accident benefits – and why they are important.  Liability is in place to protect what you have to lose – the government insists on at least $200,000.  Don’t simply accept $1,000,000 as the right number for you!  Basic accident benefits will provide an income replacement of $400 a week.  If you can’t work for a year – that’s $20,800 – is that a pay cut for you and could you continue to pay your bills with that?

·         Tip # 2: Understand when it makes sense to make a claim and what deductibles to choose.  The difference in premium between a $500 deductible and a $300 deductible is only protecting $200.  Is the difference in premium worth it?

·         Tip # 3: Always get multiple quotes from different companies when buying auto insurance in ajaxOntario– but please keep in mind that cheapest isn’t necessarily best. It is quite surprising just how much variance there is when it comes to this product. Understanding what coverages – and limits – are best for you is a very individual thing!  Insurance is about you and it doesn’t matter what your neighbour pays because this is about you – your risks and what you have to protect

Important:  If you want to switch to a different auto insurance company, make sure you have a new policy in place before you cancel the one you have. Avoid being uninsured for any period of time, since an accident can happen anytime.

Contact our team today to get more discounts.  The Carolyn Maugeri Team is dedicated to making your buying purchase simple and will leave you with the confidence that we’ve taken care of you.  The proof is really in the relationship after our initial meeting.  We will be there for every event that happens in your life.  Whether you get married, have children, change jobs, move, buy a cottage, or retire we will be there with education and advice on how it impacts your plan.

We love to take on all kinds of new clients:

·         Migration – just moved into the area

·         Recently Married – combining single to couple plans

·         New Businesses

·         Retirement and Education Planning

Our Specialty is Car Insurance:

·         Auto Insurance, Car Insurance, Vehicle Insurance, Motorcycle Insurance, Business Auto Insurance, Commercial Auto Insurance, Snowmobile Insurance and ATV Insurance

We also specialize in:

·         Renters Insurance, Tenant Insurance, Landlord Insurance, Home Owner Insurance, House Insurance, Condo Insurance, Condominium Insurance, Business Insurance and Commercial Insurance, Liability Umbrella, Boat Insurance, Cottage Insurance, Farms, Home Based Businesses, Travel Insurance and many more.

When shopping around for an auto insurance policy in Ajax, it is important to educate yourself on the different types of limits available so that you can choose wisely and make a good decision for you and your family.  Call us now to review your insurance policy needs:

Carolyn Maugeri Insurance and Financial Services Inc.

Address: 15 Harwood Ave S #201, Ajax, ON L1S 2B9

Phone:(905) 426-5959

Hours: Monday to Friday:  9AM–5AM

Website:www.carolynmaugeri.com 

Our Google + business listing page:Auto Insurance Ajax ON 

Today's life can not work out without cars as this is the one which aids us a pleasant trip in all weather in addition to the best thing to go anywhere with friends and family together. As in our daily life we rely on the same, invest a lot of time travelling and do different other things, hence, it is our obligation to keep it up on routine basis. As vehicle, its parts and also internal equipments are prone to failures and also if it never ever be maintained or serviced very carefully, you can't expect an enjoyable trip with it.

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Do you have a vehicle, yet not focusing on its upkeep and care? If yes, then prepare to get an all new automobile as quickly it will certainly become an equipment packed with errors. Purchasing an automobile doesn't mean that your all obligations end, even, it is a high time when you need to come to be more responsible in order to for your own, your household and also auto safety.

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